First. Fastest. Financing.

Joyride offers complete vehicle-based financing with competitive rates that you won’t find elsewhere.


Get the funds you need to take your business to the next level, achieve your goals with Joyride Financing and unlock limitless possibilities.

Why Choose Joyride Financing?

We understand that securing financing in the mobility space can be a challenge, especially for entrepreneurs in the early stages of growth. That’s why we offer a unique solution that bridges the gap between traditional lending partners, venture capital firms and banks.


It all comes back to our focus on enabling new and existing operators to self-serve and grow their fleets entirely on Joyride’s platform.

Capital Ownership Control

Operators can access the capital they need to expand their fleets without sacrificing ownership or control. Keep your business growing while we provide the funding you need to succeed.

Tailored Operator Financing

Flexible financing options, tailored to your specific needs. Whether it’s short-term financing for a new fleet launch, or longer-term financing for ongoing operations, we have a solution that works.

Streamlined Process

Easier and faster financing for operators to secure the funds they need. This means less time spent on paperwork and more time focused on growing your business.

Customer Stories
“Joyride not only gave us access to the number of scooters we needed, but also provided us with a terrific funding solution to maintain our growth.”
riders pair


Check out some answers to common questions about financing with Joyride.

With Joyride, securing financing has never been easier. Our simple 3-step process is designed to provide you with a smooth experience and fast access to the capital you need to grow your fleet.

  1. Get Pre-Qualified – To begin, fill out a simple form with some basic information about your business. This will help us determine if you meet our minimum requirements for financing.

  2. Submit All Documentation and Formal Application – Once pre-qualified, we will request some additional documentation from you. Our team will review your application and get back to you promptly.
  3. Get Financed – Once approved, we will work with you to finalize the financing agreement and provide the vehicle financing funds you need to grow your business. We offer flexible financing options, competitive rates and fast turnaround times.

Joyride’s financing process typically takes between 1 to 3 business days to get approved. Our team works diligently to ensure a streamlined process, so you can get your fleet up and running as quickly as possible.

Joyride financing is applicable for vehicles only, including electric bikes, electric scooters and other light electric vehicles. Whether you’re a newer operator needing capital to launch your fleet or an established one looking to expand your operation, Joyride financing is designed to help.

We understand that each operator’s financial situation is unique. Options range from short and long term financing

Joyride’s financing program is designed to offer flexibility and support to operators in the micromobility industry. Upon lease execution, only an amount equal to the first lease payment is needed. This allows operators to maintain cash flow while securing the funds they need to grow their fleets.

Joyride’s financing requirements vary based on the business’s credit history and tenure. For established operations with solid credit, personal guarantees may be optional. However, for newer businesses, personal guarantees may be required to secure financing.

Joyride Financing

Get Pre-Qualified


Your Complete Guide Managing E-Scooters and E-bikes on Campus